Personal Banking Checking Solutions

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We are proud to provide you with the traditional yet innovative products described below. We will spend time getting to know you and listening as you share your goals and we determine together how best our products can fit your financial needs. We promise it will be a positive experience when you open an account with Vintage Bank. You will always be a neighbor not an account number.

Interest Checking

  • $500 minimum opening deposit

  • No monthly service charge with minimum daily balance over $1000

  • $6 monthly service charge for minimum daily balance less than $1000

  • $1000 minimum balance to earn interest

  • Unlimited deposits

  • Up to 30 debits free per month

  • Interest paid at competitive variable rate, compounded monthly

  • Free debit/ATM card, with up to $5 in ATM charges refunded monthly

  • Free personal Vintage Fraud Scoring with your debit card, which notifies both you and the bank if your debit card is used outside your normal spending pattern

  • Free online banking, mobile banking, online bill pay, and e-Statements
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  • Detailed monthly statement with check imaging

  • Free Cashier’s Checks, limit 3 per month

  • Debit card cash back rewards


Premium Checking

  • $100 minimum opening deposit

  • $7 monthly service charge

  • No minimum balance requirement

  • $20,000 Accidental Death & Dismemberment Insurance

  • CyberScout identity theft protection

  • Cell phone protection

  • Roadside assistance

  • Lux benefits – shopping, travel & entertainment discounts with the Lux Benefits mobile app

  • Unlimited deposits

  • Free personalized checks, one box annually

  • Free debit/ATM card, with up to $5 in ATM charges refunded monthly

  • Free personal Vintage Fraud Scoring with your debit card, which notifies both you and the bank if your debit card is used outside your normal spending pattern

  • Free online banking, mobile banking, online bill pay, and e-Statements

  • Detailed monthly statement with check imaging

  • Free Cashier’s Checks, limit 3 per month

  • Debit card cash back rewards


VBK-LUX Checking

  • $100 minimum opening deposit

  • $3 monthly service charge when all requirements are not met

  • Monthly requirements to avoid service charge: minimum 10 debit card point-of-sale transactions, maximum 20 checks, and maintain e-Statement enrollment

  • CyberScout identity theft protection

  • Cell phone protection

  • Lux benefits – shopping, travel & entertainment discounts with the Lux Benefits mobile app

  • Unlimited deposits

  • $5 issue/reissue fee for debit/ATM card, with up to $5 in ATM charges refunded monthly

  • Free personal Vintage Fraud Scoring with your debit card, which notifies both you and the bank if your debit card is used outside your normal spending pattern

  • Free online banking, mobile banking, online bill pay, and e-Statements

  • Detailed monthly statement with check imaging

  • Debit card cash back rewards


Click to enroll and open your VBK LUX Account

Classic Checking

  • $100 minimum opening deposit

  • No monthly service charge with minimum daily balance over $300

  • $6 monthly service charge for minimum daily balance less than $300

  • Seniors 55+ may receive a $3 service charge discount upon request only

  • Unlimited deposits, check writing and debit transactions

  • Free debit/ATM card, with up to $5 in ATM charges refunded monthly

  • Free personal Vintage Fraud Scoring with your debit card, which notifies both you and the bank if your debit card is used outside your normal spending pattern

  • Free online banking, mobile banking, online bill pay, and e-Statements

  • Detailed monthly statement with check imaging

  • Debit card cash back rewards


HSA Checking

A Health Savings Account (HSA) is designed for customers with high deductible health plans, to use for payment of qualified medical expenses. HSAs are IRA-like, in that contributions are tax-deductible and distributions are not taxable if used for qualified medical expenses. As with traditional CDs and IRAs, HSAs are insured by the Federal Deposit Insurance Corporation for up to $250,000 per depositor on all deposit accounts, unlike many other types of investments.
  • $100 minimum opening deposit

  • No minimum balance

  • No monthly service charge

  • Interest paid at competitive variable rate, compounded monthly

  • Free debit/ATM card, with up to $5 in ATM charges refunded monthly

  • Free personal Vintage Fraud Scoring with your debit card, which notifies both you and the bank if your debit card is used outside your normal spending pattern

  • Free online banking, mobile banking, online bill pay, and e-statements

  • Detailed monthly statement with check imaging



Please visit our location nearest you, or contact a Vintage Bank Kansas representative for additional information and current interest rates.
Benton Branch  |  316-778-1125
Conway Springs Branch  |  620-456-2252
El Dorado Branch  |  316-452-5222
Leon Branch  |  316-742-3241
Peabody Branch  |  620-983-2181
Whitewater Branch  |  316-799-2137
Wichita Branch  |  316-719-3838