VBK-LUX Checking

For Customers who prefer debit card purchases and no minimum balance. Requires use of online banking and paperless statements. 

  • $100 minimum opening deposit
  • $3 monthly service charge when all requirements are not met
  • Monthly requirements to avoid service charge: minimum 10 debit card point-of-sale transactions, maximum 20 checks, and maintain e-Statement enrollment
  • CyberScout identity theft protection
  • Cell phone protection
  • Lux benefits – shopping, travel & entertainment discounts with the Lux Benefits mobile app
  • Unlimited deposits
  • $5 issue/reissue fee for debit/ATM card, with up to $5 in ATM charges refunded monthly
  • Free personal Vintage Fraud Scoring with your debit card, which notifies both you and the bank if your debit card is used outside your normal spending pattern
  • Free online banking, mobile banking, online bill pay, and e-Statements
  • Detailed monthly statement with check imaging
  • Debit card cash back rewards

Open an account now.